Payment Request API
Imagination Media is driving faster checkouts across devices, so users can just confirm and pay, all with a single click. Buying things online can be a frustrating process, especially on mobile. Even if the pages are well designed, there’s a lot of information required: contact info, shipping & billing options, payment details... The Payment Request API allows your store to delegate a part of the payment checkout process to the browser and the OS, allowing it to use the easiest method to get and use a customer's data. This approach takes away the burden of handling complex checkout flows at the application side, reduces the scope of the payment provider integration, and ensures better familiarity for the user.
The Payment Request API is designed to be vendor-agnostic, meaning it does not require the use of a particular payment system. It's not a new payment method, nor does it integrate directly with payment processors; rather, it is a conduit from the user's payment and shipping information to merchants, with the following goals:
- Let the browser act as an intermediary between merchants, users, and payment methods
- Standardize the payment communication flow as much as possible
- Seamlessly support different secure payment methods
- Work on any browser, device, or platform—mobile or otherwise
The API allows the web page to exchange information with the user agent while the user is providing input, before approving or denying a payment request. Best of all, with the browser acting as an intermediary, all the information necessary for a fast checkout can be stored in the browser, so users can just confirm and pay, all with a single click.
The Payment Request API is an open and cross-browser standard that replaces traditional checkout flows by allowing merchants to request and accept any payment in a single API call.
About the Innovator
This innovation was submitted to us by Rafael Corrêa Gomes, Global Lead Developer at Imagination Media, a Magento Solution Partner. In all aspects of operation, Imagination Media aims to make cutting-edge technology more accessible and easy to process.
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